The following are ways to reduce your insurance costs , but be careful you do not remove any cover. First, limit the number of drivers on the policy – especially young drivers. Choose a model with low repair costs so you do not need to claim for minor damage . Avoid modified or high performance vehicles.
Car garage at night, or arrange off-street parking. In high-risk areas, or when the car is very sporty, it is often a condition of insurance. Improve your driving with an advanced course. Some insurance companies offer discounts for young drivers who have undergone additional education. Joining the club owner . Groups often negotiate a deal with the company for cost reduction policy. Alarms and immobilizers can also save a package for some high-risk models but check out what is required before instalas. Do not overlook the potential of steering – wheel lock deterrant. Some of these are insurance approved.
Next is to increase your policy excess. Increase the amount you pay out of your own pocket in the event of a claim can often reduce premiums . If your car is a special interest or collector models , may qualify under a cheaper rate if you belong to a car club is approved or if you meet the conditions of limited use.